Insights


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March 10, 2025

From new year to year end – keeping a tax-planning resolution?


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Once again, it is the time of year to do some final thinking around tax year-end planning. Unsurprisingly, the traditional drivers for tax planning have been the tax year-end (Saturday

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March 5, 2025

Why do I need fee protection insurance / tax investigation insurance?


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In this blog, we look at HMRC enquiries, how they may affect you and the benefits of having fee protection insurance in place.

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March 3, 2025

National Savings & Investments and cuts


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National Savings & Investments (NS&I) has been busy reducing its interest rates in recent months. NS&I has roots going back to 1861, when Gladstone, then Chancellor of the Exchequer, launched

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Inheritance tax receipts
February 24, 2025

Inheritance tax revisited


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The Budget brought inheritance tax (IHT) into the news headlines, but its impact is not well understood. Mark and Hannah have an estate valued at £1.25 million, including their jointly

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February 17, 2025

Financial forecasting and its impact on company financing


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Financial forecasting and its impact on company financing Financial forecasting is an important part of the annual budgeting process for established and new businesses and plays a key role in

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February 17, 2025

Attitudes to retirement


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A recent survey has raised questions about retirement readiness. One of the world’s largest investment managers, BlackRock, recently published its latest review of the UK’s retirement landscape. The work was

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first time buyers
February 10, 2025

Why mortgage rates are going up when the Bank of England is cutting rates


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Not every interest rate moves in the same direction. Source: Bank of England, Investing.com If you are approaching the end of your five-year fixed rate mortgage and currently enjoying an

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February 3, 2025

The consequences of higher employer’s national insurance contributions


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The impact of the Budget’s increases in national insurance contributions (NICs) are not limited to employers. There were three main changes to employer’s NICs announced in the Budget, all of

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January 30, 2025

Changes to Group Audits and Utilising Component Auditors under ISA (UK) 600


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Background The need for the audit profession in general to improve the quality of group audits is regularly highlighted by external regulatory inspections, and group audits present real challenges, many

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pension tax rules
January 29, 2025

Check and top up the State Pension – why everyone should check their NI record & take action before April 2025!


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The amount of State Pension you, your family, and your employees will be entitled to in the future will depend on the amount of National Insurance Contributions (NICs) each individual

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