Insights

Wealth Planning

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April 15, 2024

How much does retirement cost?


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New research has put some surprising numbers on the income needed in retirement.

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March 22, 2024

How do I increase the value of my business?


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Understanding what your company is worth is a core consideration for many business owners as its value will have a considerable effect on your own future plans.

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March 4, 2024

Increased income – the double-edged sword


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With tax bands and other thresholds frozen, taxpayers should be aware of the implications of their income increasing. Increased income can mean more than facing a higher tax bill.

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January 22, 2024

Getting a head start: retirement planning attitudes in 2023


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A survey of 6,000 people, aged 18 to 80, revealed starkly different views on retirement across the generations.

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Exit Strategy
January 5, 2024

Exit Strategies: a Business Owner’s guide to exit strategy options


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A business exit strategy is a strategic plan that business owners use to leave or sell the business. Understanding the types of exit strategies available and the most suitable one for you is a crucial part of succession planning.

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November 6, 2023

An uncertain future for the Triple Lock


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State pension increases could be outpacing inflation next April, and there’s no guarantee of the Triple Lock surviving the next election.

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October 23, 2023

Farewell to inheritance tax?


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There are now reports that the March 2024 Budget will include a reduction to the 40% IHT rate as a prelude to future abolishment.

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October 9, 2023

Deferring your state pension


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Most people draw their state pension as soon as it becomes available, but If you do not make that claim your state pension is automatically deferred until you choose to claim it.

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August 28, 2023

Abolishing the pensions lifetime allowance


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Although the lifetime allowance was effectively abolished from April 2023, it has been retained on statute for a year.

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Family Innvestment
June 2, 2023

Using Family Investment Companies to secure future wealth


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If you hold assets in your own name, these assets may be subject to Inheritance Tax (IHT) on death as well as profits earned during your lifetime being charged to income tax at rates of up to 45% if you are an additional rate tax payer. A family investment company (FIC) could be used for tax efficient investment purposes.

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childcare support
May 15, 2023

Childcare support extended to children over nine months


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The government is extending the provision of 30 hours of free childcare for 38 weeks to now include all pre-school children over the age of nine months.

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November 18, 2022

Autumn Statement 2022


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The Chancellor, Jeremy Hunt, was faced with a challenging economic backdrop to his first major set piece, grappling with a combination of over 11% inflation, an official recession and the

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